De Anza College Business law Tor Law Discussion

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I don’t understand this Business Law question and need help to study.

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BUS-028A-70066 Business Law |
Your Comments are due 9/22
Comments on your follow classmate’s postings
Large damages awards in tort litigation have
to be paid by someone. If the defendant is
insured, then insurance companies foot the
bill. Ultimately, though, high insurance rates
are passed on to consumers of goods and
services in the United States. Consequently,
tort reform that reduces the size and number
of damages awards ultimately will mean lower
costs of goods and services to consumers.
The downside of these lower costs, though,
might be higher risks of medical malpractice
and dangerous products. Do you believe that
this trade-off is real? Why or why not?
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